BriizPay vs Square
Square takes 1.75% of every in-person card payment. BriizPay replaces the percentage with a flat monthly fee over Open Banking, with no card machine to buy.
Square rates checked September 2026 from published pricing. BriizPay prices shown live.
| Square | BriizPay |
|---|---|
|
|
| Hardware: Square Reader £19; tills and terminals more | Hardware: none, customers pay with their own phone |
| Contract: None (pay-as-you-go) | Contract: none, pay by the month |
| Settlement: Next business day as standard; instant transfer costs extra | Settlement: bank to bank over Faster Payments, typically in seconds |
| WooCommerce: plugin available | WooCommerce: plugin available |
A month at £5000.00 of takings
Take £5000.00 across 200 payments in a month (average sale £25). With Square at 1.75%, that month costs about £87.50. On BriizPay, the cheapest plan at that volume is Growth at £49.99, a saving of £37.51 every month, and the fee stays flat as your takings grow.
Steady-state comparison at the volume stated; your first 3 BriizPay payments are free on top. Run your own numbers.
What Square offers that BriizPay does not
- Card acceptance. BriizPay payments run over Open Banking bank transfer; card support is on the roadmap and not live yet.
- A full point-of-sale ecosystem: tills, inventory, staff and loyalty tools.
Common questions
Is BriizPay cheaper than Square?
For most businesses taking more than about £1,500 a month, yes. Square's 1.75% on £5,000 of monthly takings is £87.50, every month, and it grows with your sales. BriizPay's flat fee stays the same whatever you take.
Does BriizPay have a card machine like Square?
No, and that is the point: your customer scans a QR code or taps a payment link and pays from their own banking app. There is no hardware to buy, charge or replace.