BriizPay vs Stripe
Stripe is built for online platforms and takes a percentage plus pence on every transaction. BriizPay is built for taking payments in person in the UK, on a flat monthly fee.
Stripe rates checked September 2026 from published pricing. BriizPay prices shown live.
| Stripe | BriizPay |
|---|---|
|
|
| Hardware: Stripe Terminal readers from £49 | Hardware: none, customers pay with their own phone |
| Contract: None (pay-as-you-go) | Contract: none, pay by the month |
| Settlement: Rolling basis, typically 2 to 3 business days for new UK accounts | Settlement: bank to bank over Faster Payments, typically in seconds |
| WooCommerce: plugin available | WooCommerce: plugin available |
A month at £5000.00 of takings
Take £5000.00 across 200 payments in a month (average sale £25). With Stripe at 1.4% + 10p, that month costs about £90.00. On BriizPay, the cheapest plan at that volume is Growth at £49.99, a saving of £40.01 every month, and the fee stays flat as your takings grow.
Steady-state comparison at the volume stated; your first 3 BriizPay payments are free on top. Run your own numbers.
What Stripe offers that BriizPay does not
- Card acceptance. BriizPay payments run over Open Banking bank transfer; card support is on the roadmap and not live yet.
- Global online payments, subscriptions and a developer platform BriizPay does not try to be.
Common questions
Is BriizPay a Stripe alternative?
For UK in-person payments, yes. If you need global online card processing or subscriptions, Stripe is the right tool. If you take payments face to face in the UK, BriizPay's flat fee and pay-by-bank flow usually cost less and settle sooner.