Flat fee payment processing UK
Flat fee payment processing means paying a fixed amount each month to take payments, rather than a percentage of every sale. In the UK it is normally built on Open Banking bank transfers rather than cards, because the card schemes charge a percentage that no provider can remove. BriizPay is a flat fee provider: Starter is £24.99 a month with 100 payments included.
Above the included allowance you pay £0.49 per payment on Starter and £0.39 on Growth, still with no percentage of the sale itself.
It suits businesses with steady or growing volume, higher average sale values, or takings that vary month to month, because the cost of taking payments stops tracking how well you are doing.
It suits you less if you take only a handful of payments a month. At low volume a percentage on a few small sales can cost less than any monthly fee, which is why the Free plan exists.
Related questions
Try it on your own takings
Every account starts on the Free plan and your first 3 payments are free, so you can see a payment land before paying anything.