QR code payment solution UK
A QR code payment solution lets your customer pay by scanning a code with their phone camera. In the UK these normally run on Open Banking: the code opens the customer's own banking app with the amount already filled in, they approve it, and the money moves bank to bank over Faster Payments. Nothing is installed on their phone and no card details are involved.
Codes can be shown on your phone screen for a specific amount, or printed and left on a counter for customers to scan and enter their own amount. Both open the same approval screen in the customer's bank app.
It works well anywhere a card machine is awkward: counters, markets, mobile trades, deliveries and events. If the customer is not standing in front of you, a payment link does the same job over text, email or WhatsApp.
Cost is the main difference from cards. A QR payment over Open Banking is charged as a flat fee or a small fixed amount per payment, not a percentage of the sale.
Related questions
Try it on your own takings
Every account starts on the Free plan and your first 3 payments are free, so you can see a payment land before paying anything.